1709 Gem Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1709 Gem Dr, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,798 sqft · built 2023
Lot Size0.175 acres (7,607 sqft)
Owner2 Individual Names on Record
Last Sale$720,300 (Mar 2024)
Tax Bill$9,661 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR118092

Property Details

APN / Parcel Number

Primary APNR118092
Alternative APNs
  • S3728-000D-0013-00-0R
  • 118092

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,798 sqft Living Area
Gross Area4,632 sqft
1st Floor Area3,798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Lot Area7,607 sqft (0.175 acres)
Garage TypeAttached
Garage Area683 sqft
PorchCovered Porch
Porch Area181 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1709 GEM DR
CityROCKWALL
StateTX
Zip75087-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIDEON GROVE PHASE 2, BLOCK D, LOT 13
Legal SubdivisionGIDEON GROVE PHASE 2
Legal BlockD
Legal Lot Number13
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1023
Census Tract40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1709 GEM DR, ROCKWALL, TX 75087-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Deed Document Number20244910
Record UpdatedSep 20, 2026

March 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateMar 22, 2024
Property Address1709 GEM DR, ROCKWALL, TX 75087-1006
Document Number0000004910
Map ReferenceDOC 20220000006324
Instrument DateMar 19, 2024
Instrument20240000004910
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2025
Title CompanySTEWART TITLE, STC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14400 THE LAKES BLVD, PFLUGERVILLE, TX 78660-4641

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 NEW DRIVE, ROCKWALL, TX 75087

Mortgage

Document Number0000004911
DateMar 22, 2024
Instrument20240000004911
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$647,200 (-8.6%) Land $100,000 Building $547,200$647,200 (-8.6%) Land $100,000 Building $547,200
2025$9,661.00 (-14.25%) Homeowner's exemption$708,063 (+758.36%) Land $100,000 Building $608,063$708,063 (+758.36%) Land $100,000 Building $608,063
2024$11,266.00
2023$82,490 Land $82,490$82,490 Land $82,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT ZION WSC
serves 2,028 people · EPA ID TX1990010
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

May also be available: Hotwire Communications, Optimum, T-Mobile.

Nearby Properties on Gem Dr

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