1727 Gem Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1727 Gem Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,670 sqft · built 2024
Lot Size	0.172 acres (7,508 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,366 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R118089`

Property Details

APN / Parcel Number

Primary APN	`R118089`
Alternative APNs	`S3728-000D-0010-00-0R` `118089`

Interior

Stories	1 Story
Building Area	3,670 sqft Living Area
Gross Area	4,455 sqft
1st Floor Area	3,670 sqft

Exterior

Lot Area	7,508 sqft (0.172 acres)
Garage Type	Attached
Garage Area	659 sqft
Porch	Covered Porch
Porch Area	151 sqft

Location & Zoning

Street Address	1727 GEM DR
City	ROCKWALL
State	TX
Zip	75087-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIDEON GROVE PHASE 2, BLOCK D, LOT 10
Legal Subdivision	GIDEON GROVE PHASE 2
Legal Block	D
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1023
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1727 GEM DR, ROCKWALL, TX 75087-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SISTAR MORTGAGE COMPANY
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY
Aug 23, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 26, 2026
Property Address	1727 GEM DR, ROCKWALL, TX 75087-1006
Document Number	0000009734
Instrument Date	May 18, 2026
Instrument	20269734
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 GEM DR, ROCKWALL, TX 75087-1006

Mortgage

Document Number	0000009734,
Date	May 26, 2026
Instrument	20269734

Lender

Name	SISTAR MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1727 GEM DR, ROCKWALL, TX 75087-1006
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 GEM DR, ROCKWALL, TX 75087-1006

Mortgage

Document Number	0000020137
Date	Nov 5, 2025
Instrument	20250000020137

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 23, 2024
Property Address	1727 GEM DR, ROCKWALL, TX 75087-1006
Document Number	0000014801
Map Reference	FILE 2022000006324
Instrument Date	Aug 15, 2024
Instrument	20240000014801
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14400 THE LAKES BLVD # BLVD200, BLVD200, PFLUGERVILLE, TX 78660-4641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 HEM DRIVE, ROCKWALL, TX 75087

Mortgage

Document Number	0000014802
Date	Aug 23, 2024
Instrument	20240000014802

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,532 (-8.1%) Land $100,000 Building $533,532	$633,532 (-8.1%) Land $100,000 Building $533,532
2025	$9,366.00 (+538.88%) Homeowner's exemption	$689,334 Land $100,000 Building $589,334	$689,334 Land $100,000 Building $589,334
2024	$1,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, T-Mobile.

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