1709 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1709 Elf Dr, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,318 sqft · built 2007
Lot Size0.257 acres (11,220 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jul 2024)
Tax Bill$1,260 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC055913000000140

Property Details

APN / Parcel Number

Primary APNC055913000000140
Alternative APN
  • C-05-35-29-130-0000-0140

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,318 sqft Living Area
1st Floor Area1,062 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,220 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
DrivewayDriveway
Driveway Area444 sqft Driveway
Parking Spaces1 Parking Space
Garage TypeFinished
Garage Area315 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area80 sqft Shed
Patio Area24 sqft Patio
PorchOpen Porch
Porch Area183 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC055913000000140
Street Address1709 ELF DR
CitySEBRING
StateFL
Zip33875-5543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRANCIS SPARTA EST PB 13 PG 51 LOT 14
Legal Range29E
Legal Township35S
Legal Section05
Legal SubdivisionFRANCIS SPARTA EST
Legal Lot Number14 15
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1044
Census Tract961303

Owner

Source: Highlands County records · APN C055913000000140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1709 ELF DR, SEBRING, FL 33875-5543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 22, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleJul 10, 2024 · Amount on Record
Deed Document Number0002211770
Deed Book / Page3054 / 1463
Last Transfer DateJul 30, 2024
Transfer Doc0002215524
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1709 ELF DR, SEBRING, FL 33875-5543
Transaction TypeMortgage
Record UpdatedMay 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1769 ELF DR, SEBRING, FL 33875-5543

Mortgage

Document Number0002049376
DateAug 18, 2021
Book Page2844/1921
Instrument2049376
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 01, 2036

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 22, 2019
Property Address1709 ELF DR, SEBRING, FL 33875-5543
Document Number0001953229
Book / Page2708 / 1688
Map ReferenceMB 13 PG 51
Instrument DateAug 22, 2019
Instrument1953229
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$868.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14156 CITRUS GROVE BLVD, 14156, LOXAHATCHEE, FL 33470-4687

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 ELF DR, SEBRING, FL 33875-5543

Mortgage

Document Number0027081690
DateAug 22, 2019
Instrument2708/1690
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$97,917 (-8.76%)$174,198 (-8.3%) Land $10,000 Building $164,198
2024$1,260.00 (+3.36%)
2023$1,219.00 (+2.61%) Homeowner's exemption$107,316 (+3%)$189,971 (+31.75%) Land $8,500 Building $181,471
2022$1,188.00 Homeowner's exemption$104,190$144,194 Land $6,500 Building $137,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elf Dr

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