172 Stone Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 172 Stone Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,600 (Jul 2021)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-001-001.03`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-001-001.03`

Interior

Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	532 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	172 STONE OAKS DR
City	ARNOLD
State	MO
Zip	63010-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	STONE OAKS LOT 3
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	STONE OAKS
Legal Block	1
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1021
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 STONE OAKS DR, ARNOLD, MO 63010-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Oct 18, 2019	Warranty Deed, Subdivision Related Transfer BANK OF AMERICA
Sep 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	202131853
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 22, 2021
Property Address	172 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	2021R031853
Map Reference	MB 214 PG 7
Instrument Date	Jul 12, 2021
Instrument	2021R-031853
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 MARAVIYA BLVD, 151, NOKOMIS, FL 34275-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 STONE OAKS DR, ARNOLD, MO 63010-5412

Mortgage

Document Number	2021R031854
Date	Jul 22, 2021
Instrument	2021R-031854

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 18, 2019
Property Address	172 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000032395
Instrument Date	Oct 10, 2019
Instrument	32395
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 STONE OAKS DR ARNOLD MO 630105412, ARNOLD, MO 63010-5412

Mortgage

Document Number	32396
Date	Oct 18, 2019
Instrument	32396

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2039

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2018
Property Address	172 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000027308
Instrument Date	Aug 28, 2018
Instrument	27308
Transaction Type	Transfer
Record Updated	Sep 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8598 PATTERSON RD BARNHART MO 630122717, BARNHART, MO 63012-2717

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,800 (-) Land $7,700 Building $55,100	$330,800 (-) Land $40,700 Building $290,100
2025	$4,340.00 (+5.96%)	$62,800 (+9.41%) Land $7,700 Building $55,100	$330,800 (-) Land $40,700 Building $290,100
2024	$4,096.00 (+0.59%)		$330,800 (+9.5%) Land $40,700 Building $290,100
2023	$4,072.00	$57,400 Land $7,700 Building $49,700	$302,100 Land $40,700 Building $261,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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