168 Stone Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 168 Stone Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,750 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$223,800 (Jun 2020)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-001-001.04`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-001-001.04`

Interior

Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	630 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	168 STONE OAKS DR
City	ARNOLD
State	MO
Zip	63010-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	STONE OAKS BDRY ADJ LOT 4B
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	STONE OAKS
Legal Block	1
Legal Lot Number	4B
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1021
Census Tract	700117

Owner

168 Stone Oaks Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 STONE OAKS DR, ARNOLD, MO 63010-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Warranty Deed, Transfer GUARANTEED RATE AFFINITY LLC
May 29, 2019	Warranty Deed, Subdivision Related Transfer MORTGAGE SOLUTIONS/ST LOUIS
Sep 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	202020285
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 11, 2020
Property Address	168 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000020285
Instrument Date	Jun 5, 2020
Instrument	20285
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	168 STONE OAKS DR ARNOLD MO 630105412, ARNOLD, MO 63010-5412

Mortgage

Document Number	20286
Date	Jun 11, 2020
Instrument	20286

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 29, 2019
Property Address	168 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000015023
Instrument Date	May 23, 2019
Instrument	15023
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 STONE OAKS DR ARNOLD MO 630105412, ARNOLD, MO 63010-5412

Mortgage

Document Number	15024
Date	May 29, 2019
Instrument	15024

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2018
Property Address	168 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000027308
Instrument Date	Aug 28, 2018
Instrument	27308
Transaction Type	Transfer
Record Updated	Sep 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8598 PATTERSON RD BARNHART MO 630122717, BARNHART, MO 63012-2717

Tax Assessment & Valuation

The 2025 property tax bill for 168 Stone Oaks Dr was $3,614, up 4.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,300 (-) Land $7,700 Building $44,600	$275,400 (-) Land $40,700 Building $234,700
2025	$3,614.00 (+4.66%)	$52,300 Land $7,700 Building $44,600	$275,400 (-) Land $40,700 Building $234,700
2024	$3,453.00 (+0.58%)		$275,400 (+7.96%) Land $40,700 Building $234,700
2023	$3,433.00	$48,400 Land $7,700 Building $40,700	$255,100 Land $40,700 Building $214,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Stone Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Stone Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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