164 Stone Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 164 Stone Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,159 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-001-001.05`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-001-001.05`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,159 sqft Living Area
Gross Area	3,599 sqft
1st Floor Area	2,106 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Frame Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	164 STONE OAKS DR
City	ARNOLD
State	MO
Zip	63010-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	STONE OAKS BDRY ADJ LOT 5B
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	STONE OAKS
Legal Block	1
Legal Lot Number	5B
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1021
Census Tract	700117

Owner

164 Stone Oaks Dr is owned and occupied by two individuals who acquired it in September 2016.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 STONE OAKS DR, ARNOLD, MO 63010-5412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2016
Deed Sale	Sep 28, 2016
Deed Document Number	201630691
Prior Transfer Date	Sep 21, 2016
Prior Transfer Doc	0000030691
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	164 STONE OAKS DR, ARNOLD, MO 63010-5412
Document Number	0000025166
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	164 STONE OAKS DR ARNOLD MO 630105412, ARNOLD, MO 63010-5412

Mortgage

Document Number	0000025166
Date	Aug 20, 2018
Instrument	25166

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 164 Stone Oaks Dr was $4,174, up 3.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (-) Land $7,700 Building $52,700	$318,000 (-) Land $40,700 Building $277,300
2025	$4,174.00 (+3.73%)	$60,400 Land $7,700 Building $52,700	$318,000 (-) Land $40,700 Building $277,300
2024	$4,024.00 (+0.57%)		$318,000 (+7.14%) Land $40,700 Building $277,300
2023	$4,001.00 (+0.1%)	$56,400 (-) Land $7,700 Building $48,700	$296,800 Land $40,700 Building $256,100
2022	$3,997.00	$56,400 Land $7,700 Building $48,700
2021			$296,800 Land $40,700 Building $256,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Stone Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Stone Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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