172 Spanish Marsh Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 172 Spanish Marsh Dr, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,123 sqft · built 2017
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$480,000 (Feb 2017)
Tax Bill$11,119 (2025)
Deeds & MortgagesFeb 2023 Transfer
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072082-0580

Property Details

APN / Parcel Number

Primary APN072082-0580

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures22 Plumbing Fixtures
Stories2 Stories
Building Area4,123 sqft Living Area
Gross Area5,044 sqft
1st Floor Area2,006 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialTile
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area729 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area306 sqft
Patio Area826 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address172 SPANISH MARSH DR
CitySAINT AUGUSTINE
StateFL
Zip32095-7405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 58 OR4335/1953 & 5712/438
Legal Range29E
Legal Township05S
Legal Section56
Legal SubdivisionCOURTYARD VILLAS OF MONTEREY PHASE TWO
Legal Phase2
Legal Block4
Legal Lot Number58
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4013
Census Tract20606

Owner

Source: St. Johns County records · APN 072082-0580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address172 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Feb 27, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2017 · Amount on Record
Deed SaleFeb 27, 2017 · Amount on Record
Deed Document Number201713587
Deed Book / Page4335 / 1953
Last Transfer DateFeb 03, 2023
Transfer Doc0057120438
Record UpdatedJun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 22, 2023
Property Address172 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Document Number0057120438
Book / Page5712 / 438
Map ReferenceMB 54 PG 12-14
Instrument DateFeb 03, 2023
Instrument2023013491
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address172 SPANISH MARSH DR, ST AUGUSTINE, FL 32095-7405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address172 SPANISH MARSH DR, ST AUGUSTINE, FL 32095-7405

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address172 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 SPANISH MARSH DR, ST AUGUSTINE, FL 32095-7405

Mortgage

Document Number0054301375
DateNov 30, 2021
Book Page5430/1375
Instrument2021128560
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address172 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049871514
DateJul 13, 2020
Book Page4987/1514
Instrument2020055841
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 27, 2017
Property Address172 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405
Document Number0043351953
Book / Page004335 / 001953
Instrument DateFeb 24, 2017
Instrument13587
Transaction TypeTransfer
Record UpdatedMar 08, 2017
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address172 SPANISH MARSH DR ST AUGUSTINE FL 320957405, ST AUGUSTINE, FL 32095-7405

Mortgage

Document Number43351955
DateFeb 27, 2017
Book Page004335/001955
Instrument13588
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 26, 2037

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$524,423 (+2.7%)$954,469 (-2.9%) Land $235,000 Building $719,469
2025$11,119.00 (+7.83%) Homeowner's exemption$510,636 (+5.99%)$982,988 (+5.14%) Land $235,000 Building $747,988
2024$10,312.00 (+2.39%)
2023$10,071.00 (+1.51%) Homeowner's exemption$481,791 (+3%)$934,958 (+18.06%) Land $130,000 Building $804,958
2022$9,921.00 Homeowner's exemption$467,758$791,926 Land $100,800 Building $691,126

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 249 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims3 (2016–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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