St. Johns County property record for 164 Spanish Marsh Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,436 sqft · built 2017 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,990 (Mar 2017) |
| Tax Bill | $13,248 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072082-0600 |
| Primary APN | 072082-0600 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,436 sqft Living Area |
| Gross Area | 5,481 sqft |
| 1st Floor Area | 2,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 164 SPANISH MARSH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 60 OR4342/749 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 56 |
| Legal Subdivision | COURTYARD VILLAS OF MONTEREY PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 4 |
| Legal Lot Number | 60 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072082-0600
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 164 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Mar 09, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2017 · Amount on Record |
| Deed Sale | Mar 09, 2017 · Amount on Record |
| Deed Document Number | 201717018 |
| Deed Book / Page | 4342 / 749 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 164 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0052451017 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 5245/1017 |
| Instrument | 2021045373 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 164 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049240477 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 4924/477 |
| Instrument | 2020029677 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 164 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0047900798 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 4790/0798 |
| Instrument | 2019065792 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 09, 2017 |
| Property Address | 164 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0043420749 |
| Book / Page | 00434 / 000749 |
| Instrument Date | Mar 09, 2017 |
| Instrument | 17018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,814.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 164 SPANISH MARSH DR ST AUGUSTINE FL 320957405, ST AUGUSTINE, FL 32095-7405 |
| Document Number | 43420751 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 004342/000751 |
| Instrument | 17019 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,779 (+2.7%) | $1,075,117 (-3%) Land $235,000 Building $840,117 | |
| 2025 | $13,248.00 (+8.24%) Homeowner's exemption | $668,723 (+5.99%) | $1,108,311 (+1.71%) Land $235,000 Building $873,311 |
| 2024 | $12,239.00 (+2.29%) | ||
| 2023 | $11,965.00 (+1.62%) Homeowner's exemption | $630,949 (+3%) | $1,089,727 (+16.21%) Land $130,000 Building $959,727 |
| 2022 | $11,774.00 Homeowner's exemption | $612,572 | $937,751 Land $100,800 Building $836,951 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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