St. Johns County property record for 168 Spanish Marsh Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,546 sqft · built 2013 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,570,000 (Oct 2023) |
| Tax Bill | $20,427 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072082-0590 |
| Primary APN | 072082-0590 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,546 sqft Living Area |
| Gross Area | 5,350 sqft |
| 1st Floor Area | 2,592 sqft |
| Flooring | Wood |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 669 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 168 SPANISH MARSH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 59 OR5834/641 |
| Legal Subdivision | COURTYARD VILLAS OF MONTEREY PHASE TWO |
| Legal Block | 4 |
| Legal Lot Number | 59 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20606 |
Source: St. Johns County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 2, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 1, 2018 | Loan Modification, Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 202377564 |
| Deed Book / Page | 5834 / 641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0058520062 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 5852/62 |
| Instrument | 2023086756 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 2, 2023 |
| Property Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0058340641 |
| Book / Page | 5834 / 641 |
| Map Reference | MB 54 PG 12-14 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023077564 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 MAGNOLIA CREEK WALK, PONTE VEDRA, FL 32081-0662 |
| Name | Verified Name |
|---|---|
| Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 21, 2020 |
| Property Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0049940060 |
| Book / Page | 004994 / 000060 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 58540 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,040.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 168 SPANISH MARSH DR ST AUGUSTINE FL 320957405, ST AUGUSTINE, FL 32095-7405 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 168 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0045720331 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 168 SPANISH MARSH DR ST AUGUSTINE FL 320957405, ST AUGUSTINE, FL 32095-7405 |
| Document Number | 0045720331 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 004572/000331 |
| Instrument | 46376 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160,943 (-3.79%) Land $235,000 Building $925,943 | $1,160,943 (-3.79%) Land $235,000 Building $925,943 | |
| 2025 | $20,427.00 (+2.74%) Homeowner's exemption Widower's exemption | $1,206,706 (+64.21%) | $1,206,706 (+2.23%) Land $235,000 Building $971,706 |
| 2024 | $19,883.00 (+49.69%) | ||
| 2023 | $13,283.00 (+6.91%) Homeowner's exemption | $734,833 (+10.75%) | $1,180,365 (+22%) Land $130,000 Building $1,050,365 |
| 2022 | $12,425.00 Homeowner's exemption | $663,479 | $967,496 Land $100,800 Building $866,696 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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