172 Pecan Ln, West Point, MS 39773 Property Records

Clay County property record for 172 Pecan Ln, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,342 sqft · built 1963
Lot Size	0.446 acres (19,449 sqft)
Owner	2 Individual Names on File
Last Sale	$340,480 (Jul 2022)
Tax Bill	$869 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092A224D 0050000`

Property Details

APN / Parcel Number

Primary APN	`092A224D 0050000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	2,342 sqft Finished Area
1st Floor Area	1,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,449 sqft
Patio Area	224 sqft
Utility Building	420 sqft

Location & Zoning

Street Address	172 PECAN LN
City	WEST POINT
State	MS
Zip	39773-3960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS SUB PT 1 LOT 6 DB 312/457
Legal Range	06E
Legal Township	17
Legal Section	24
Legal Subdivision	WOODLAND HILLS SUB
Legal Lot Number	6
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4032
Census Tract	950400

Owner

172 Pecan Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Clay County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	172 PECAN LN, WEST POINT, MS 39773-3960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BNA BANK
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BNA BANK
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage BNA BANK
Nov 19, 2012	Deed of Trust, Mortgage RENASANT BANK
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BNA BANK
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BNA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Deed Document Number	20223557
Deed Book / Page	312 / 457
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000545/929
Date	Jul 8, 2022
Book Page	545/929
Instrument	2022003558

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PECAN LN, WEST POINT, MS 39773-3960

Mortgage

Document Number	0LM562/244
Date	Apr 22, 2024
Book Page	LM 562/244
Instrument	2024001449

Lender

Name	BNA BANK
Type	Bank
Address	NEW ALBANY, MS 38652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 26, 2039

Interest

Rate Type	Adjustable Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PECAN LN, WEST POINT, MS 39773-3960

Mortgage

Document Number	DEED326/104
Date	Mar 9, 2026
Book Page	DEED 326/104
Instrument	2026000815

Lender

Name	BNA BANK
Type	Bank
Address	NEW ALBANY, MS 38652

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 PECAN LN, WEST POINT, MS 39773
Investor	Possibly a Property Investor

Mortgage

Document Number	000442/495
Date	Nov 19, 2012
Book Page	442/495

Lender

Name	RENASANT BANK
Address	324 W MAIN ST, WEST POINT, MS 39773

Agreement

Amount	Amount on Record
Term	119 Months
Due	Oct 25, 2022

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PECAN LN, WEST POINT, MS 39773-3960

Mortgage

Document Number	0LM562/244
Date	Apr 22, 2024
Book Page	LM 562/244
Instrument	2024001449

Lender

Name	BNA BANK
Type	Bank
Address	NEW ALBANY, MS 38652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 26, 2039

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jul 8, 2022
Property Address	172 PECAN LN, WEST POINT, MS 39773-3960
Document Number	000312/457
Book / Page	312 / 457
Map Reference	PB 2 PG 16
Instrument Date	Jul 1, 2022
Instrument	2022003557
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4089 E CHURCH HILL RD, WEST POINT, MS 39773-4149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PECAN LN, WEST POINT, MS 39773-3960

Mortgage

Document Number	2022003558
Date	Jul 8, 2022
Instrument	2022003558

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 172 Pecan Ln was $869 with exemptions applied, up 6.1% from the year before.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (+6.11%) Additional exemption filed	$17,871 (-) Land $2,500 Building $15,371	$178,711 (-) Land $25,000 Building $153,711
2024	$819.00 (-74.74%) Additional exemption filed	$17,871 (-17.5%) Land $2,500 Building $15,371	$178,711 (+17%) Land $25,000 Building $153,711
2023	$3,242.00 (+65.32%) Additional exemption filed	$21,662 Land $2,500 Building $19,162	$152,748 Land $25,000 Building $127,748
2022	$1,961.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 172 Pecan Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Pecan Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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