172 Chapel Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 172 Chapel Hill Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,879 sqft · built 1996
Lot Size	11.3 acres (493,535 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,151 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081D-18-003/01.03`

Property Details

APN / Parcel Number

Primary APN	`081D-18-003/01.03`
Alternative APN	`20611`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,879 sqft Adjusted Area
1st Floor Area	2,263 sqft
2nd Floor Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	493,535 sqft (11.3 acres)

Exterior Amenities

Pool Area	2,000 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Gazebo	320 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20611
Old Parcel Number	081D-18 -003/01.03
Street Address	172 CHAPEL HILL RD
City	FLORA
State	MS
Zip	39071-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	11.33 AC IN W1/2 SE1/4
Legal Range	01E
Legal Township	08N
Legal Section	18
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CHAPEL HILL RD, FLORA, MS 39071-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1995
Deed Sale	Oct 26, 1995
Deed Document Number	0000365108
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	172 CHAPEL HILL RD, FLORA, MS 39071-9524
Document Number	0000885565
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 CHAPEL HILL RD FLORA MS 390719524, FLORA, MS 39071-9524

Mortgage

Document Number	0000885565
Date	Feb 21, 2020
Book Page	003819/000412
Instrument	885565

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	172 CHAPEL HILL RD, FLORA, MS 39071-9524
Document Number	0000827359
Book / Page	003539 / 000785
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 CHAPEL HILL RD FLORA MS 390719524, FLORA, MS 39071-9524

Mortgage

Document Number	0000827359
Date	Oct 31, 2017
Book Page	003539/000785
Instrument	827359

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,151.00 Homeowner's exemption	$53,908 (+0.02%)	$539,080 (+0.02%) Land $158,620 Building $380,460
2024	$4,151.00
2023	$4,151.00 Homeowner's exemption	$53,897	$538,970 Land $158,620 Building $380,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	439 / 251

Cell Coverage

5G (outdoors only) and 4G LTE

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