212 Chapel Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 212 Chapel Hill Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,306 sqft · built 1999
Lot Size	14.2 acres (620,294 sqft)
Owner	2 Owner Names on Record
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081D-18-003/01.01`

Property Details

APN / Parcel Number

Primary APN	`081D-18-003/01.01`
Alternative APN	`20609`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	6,306 sqft Adjusted Area
1st Floor Area	5,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	620,294 sqft (14.2 acres)
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20609
Old Parcel Number	081D-18 -003/01.01
Street Address	212 CHAPEL HILL RD
City	FLORA
State	MS
Zip	39071-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	14.24 AC IN E1/2
Legal Range	01E
Legal Township	08N
Legal Section	18
Legal Subdivision	CEDAR HILLS
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2009
Transfer Doc	0000602169
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575

Mortgage

Document Number	0004273/82
Date	Oct 27, 2022
Book Page	4273/82
Instrument	971300

Lender

Name	FIRST BANK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575

Mortgage

Document Number	004191/489
Date	Apr 4, 2022
Book Page	4191/489
Instrument	954094

Lender

Name	FIRST BANK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	212 CHAPEL HILL RD, FLORA, MS 39071-9575
Document Number	0000871983
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHAPEL HILL RD FLORA MS 390719575, FLORA, MS 39071-9575

Mortgage

Document Number	0000871983
Date	Sep 6, 2019
Book Page	003762/000157
Instrument	871983

Lender

Name	FIRST BK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (-4.19%) Homeowner's exemption	$65,650 (-3.96%)	$652,420 (-2.69%) Land $93,340 Building $559,080
2024	$6,066.00 (+0.03%)
2023	$6,064.00 Homeowner's exemption	$68,358	$670,430 Land $93,390 Building $577,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	439 / 251
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Chapel Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures