165 Chapel Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 165 Chapel Hill Rd, Flora, MS 39071

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,927 sqft · built 1991
Lot Size2.8 acres (122,404 sqft)
Owner2 Individual Names on Record
Tax Bill$2,374 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN081D-18-005/05

Property Details

APN / Parcel Number

Primary APN081D-18-005/05
Alternative APNs
  • 081D-18-005/05.00
  • 20639

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,927 sqft Adjusted Area
1st Floor Area1,936 sqft
2nd Floor Area1,936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area122,404 sqft (2.8 acres)
Deck Area240 sqft
Patio Area24 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number20639
Old Parcel Number081D-18 -005/05.00
Street Address165 CHAPEL HILL RD
CityFLORA
StateMS
Zip39071-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionLOT 18 CEDAR HILL PLANTATION PT 1 B EING 2.81A
Legal Range01E
Legal Township08N
Legal Section18
Legal SubdivisionCEDAR HILL PLANTATION PT 1
Legal Lot Number18
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3030
Census Tract30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 CHAPEL HILL RD, FLORA, MS 39071-9524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
BANKPLUS
Mar 29, 2019Deed of Trust, Mortgage · Line of Credit
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2004
Deed SaleMar 30, 2004
Deed Document Number0001760207
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address165 CHAPEL HILL RD, FLORA, MS 39071-9524
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 CHAPEL HILL RD, FLORA, MS 39071-9524

Mortgage

Document Number004145/215
DateDec 13, 2021
Book Page4145/215
Instrument946140
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueDec 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address165 CHAPEL HILL RD, FLORA, MS 39071-9524
Document Number0000862182
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 CHAPEL HILL RD FLORA MS 390719524, FLORA, MS 39071-9524

Mortgage

Document Number0000862182
DateApr 15, 2019
Book Page003709/000734
Instrument862182
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueApr 14, 2026
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,374.00 Homeowner's exemption$28,862 (+1.52%)$287,650 (+1.52%) Land $56,200 Building $231,450
2024$2,374.00 (+1.71%)
2023$2,334.00 Homeowner's exemption$28,431$283,340 Land $56,200 Building $227,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
NETSPEEDMS
Fixed Wireless
404 / 231

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