St. Charles County property record for 172 Bright Gem Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,601 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2005) |
| Tax Bill | $4,535.00 (2024) |
Source: St. Charles County records · APN A973001475
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2005 · Amount on Record |
| Deed Sale | Nov 03, 2005 · Amount on Record |
| Prior Sale | Dec 26, 2001 · Amount on Record |
| Deed Doc Number | 20051060670 |
| Deed Book / Page | 4338 / 1052 |
| Prior Transfer Date | Oct 17, 2001 |
| Prior Transfer Doc | 0027570779 |
| Record Refreshed | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,061.00 (+11.6%) | $85,439 (+12.4%) | $449,676 (+12.4%) Land $75,000 Building $374,676 |
| 2024 | $4,535.00 | ||
| 2023 | $76,014 | ||
| 2022 | $400,075 Land $60,000 Building $340,075 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A973001475 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 4,392 sqft Gross Area |
| 1st Floor | 1,376 sqft 1st Floor |
| Basement Area | 1,302 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 489 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 399 sqft Patio |
| Porch | Open Porch |
| Porch Area | 185 sqft Porch |
| Account Number | A973001475 |
|---|---|
| Street Address | 172 BRIGHT GEM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PL #3 LOT 342 |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 342 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | COTTLEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 311114 |
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