168 Bright Gem Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 168 Bright Gem Dr, Saint Charles, MO 63304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,894 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jan 2014)
Tax Bill	$4,091 (2025)
Flood Zone	Zone X (minimal risk)
APN	`A973001474`

Property Details

APN / Parcel Number

Primary APN	`A973001474`
Alternative APN	`3-0112-7636-00-0341.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,894 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,604 sqft
Basement Area	1,584 sqft
Finished Basement	1,290 sqft
Unfinished Basement	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973001474
Street Address	168 BRIGHT GEM DR
City	SAINT CHARLES
State	MO
Zip	63304-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD PL #3 LOT 341
Legal Subdivision	EMERALD PL #3
Legal Lot Number	341
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2048
Census Tract	311114

Owner

Source: St. Charles County records · APN A973001474

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	168 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2014 · Amount on Record
Deed Sale	Jan 10, 2014 · Amount on Record
Prior Sale	May 16, 2007 · Amount on Record
Deed Document Number	201416950
Deed Book / Page	6142 / 76
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	0000971680
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,091.00 (+10.33%)	$68,972 (+11.11%)	$363,009 (+11.11%) Land $75,000 Building $288,009
2024	$3,708.00
2023		$62,077
2022			$326,722 Land $60,000 Building $266,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993, river or lake flooding, Severe Storms & Flooding
Flood Events	Severe Storms & Flooding (Jul 1993), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.