167 Bright Gem Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 167 Bright Gem Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,694 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$6,144.00 (2025)

Owner

Source: St. Charles County records · APN A973001480

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	167 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 1999
Deed Sale	May 25, 1999
Prior Sale	May 11, 1998
Deed Doc Number	45026
Deed Book / Page	2071 / 1491
Record Refreshed	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	167 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067150320
Date	Mar 21, 2017
Book Page	6715/0320
Instrument	20170321000168790

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,144.00	$69,296 (+11.39%)	$364,716 (+11.39%) Land $75,000 Building $289,716
2023		$62,208
2022			$327,410 Land $60,000 Building $267,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`A973001480`
Alternative APN	`3-0112-7636-00-0347.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,694 sqft Living Area
1st Floor	1,694 sqft 1st Floor
Basement Area	1,614 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Exterior Amenities

Patio Area	180 sqft Patio
Porch	1 Porch
Porch Area	80 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A973001480
Old Parcel Number	A973001480
Street Address	167 BRIGHT GEM DR
City	SAINT CHARLES
State	MO
Zip	63304-1220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EMERALD PL #3 LOT 347
Legal Range	03E
Legal Township	46N
Legal Subdivision	EMERALD PL #3
Legal Lot Number	347
Jurisdiction	ST CHARLES MO
Minor Civil Division	COTTLEVILLE
Census Blockgroup	2
Census Block	2049
Census Tract	311114