1714 Morningside Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1714 Morningside Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,977 sqft · built 1959
Lot Size	0.224 acres (9,749 sqft)
Owner	Individual Name on File
Last Sale	$103,500 (Sep 2012)
Tax Bill	$6,310 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-008-00025`

Property Details

APN / Parcel Number

Primary APN	`2405-008-00025`
Alternative APN	`5411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,977 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	1,977 sqft
Flooring	Laminate Plank
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,749 sqft (0.224 acres)

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	75 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-008-00025
Street Address	1714 MORNINGSIDE DR
City	GAINESVILLE
State	TX
Zip	76240-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 8; LOT 25; --1714 MORNINGSIDE DR GAINESVILLE TX 76240--
Legal Subdivision	JOY ACRES
Legal Block	8
Legal Lot Number	25
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2019
Census Tract	1100

Owner

1714 Morningside Dr is owned and occupied by an individual who bought it in September 2012.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1714 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2012 · Amount on File
Deed Sale	Sep 6, 2012 · Amount on File
Deed Document Number	201231331
Deed Book / Page	1825 / 85
Prior Transfer Date	Sep 4, 2012
Prior Transfer Doc	1825/085
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1714 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2331/324
Date	May 20, 2020
Book Page	2331/324
Instrument	2020-03542

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1714 Morningside Dr was $6,310 with a homeowner's exemption, up 52.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,310.00 (+52.19%) Homeowner's exemption	$301,637 (+5.35%) Land $50,213 Building $251,424	$301,637 (-) Land $50,213 Building $251,424
2025	$4,146.00 (+10.77%) Homeowner's exemption Additional exemption filed	$286,318 Land $50,213 Building $251,424	$301,637 Land $50,213 Building $251,424
2024	$3,743.00
2023		$236,284 Land $45,630 Building $225,700	$271,330 Land $45,630 Building $225,700
2022	$3,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1714 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1714 Morningside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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