1717 Jrc Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1717 Jrc Rd, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 4,232 sqft · built 2024
Lot Size	14.2 acres (619,728 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,655 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-195-00044`

Property Details

APN / Parcel Number

Primary APN	`0044-195-00044`
Alternative APNs	`0044-195-00000` `3788`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	4,232 sqft Living Area
1st Floor Area	4,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	619,728 sqft (14.2 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-195-00044
Street Address	1717 JRC RD
City	GAINESVILLE
State	TX
Zip	76240-2566
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAILEY ACC 0044 ACRES 14.227 OAK CREEK RANCH EST PH 2 TR 44 UNREC
Legal Subdivision	BAILEY ACC
Legal Tract	44
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1717 JRC RD, GAINESVILLE, TX 76240-2566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Jan 2, 2024	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK & TRUST
Jan 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NATIONAL BANK & TRUST
Mar 23, 2022	Vendor's Lien, Transfer LONE STAR FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024
Deed Sale	Jan 3, 2024
Deed Document Number	202469
Deed Book / Page	2620 / 699
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1717 JRC RD, GAINESVILLE, TX 76240-2566
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 JRC RD, GAINESVILLE, TX 76240-2566

Mortgage

Document Number	002688/745
Date	Jan 13, 2025
Book Page	2688/745
Instrument	2025-230

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1717 JRC RD, GAINESVILLE, TX 76240-2566
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 ARANSAS AVE, AUBREY, TX 76227-3151

Mortgage

Document Number	002620/349
Date	Jan 2, 2024
Book Page	2620/349
Instrument	2024-29

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1717 JRC RD, GAINESVILLE, TX 76240-2566
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002688/761
Date	Jan 13, 2025
Book Page	2688/761
Instrument	2025-231

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Max Rate	13.5%

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 23, 2022
Property Address	1717 JRC RD, GAINESVILLE, TX 76240-2566
Document Number	002496/296
Book / Page	2496 / 296
Map Reference	VOL 2300 PG 747
Instrument Date	Mar 23, 2022
Instrument	2022-2511
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12856 LIZZIE PL, FORT WORTH, TX 76244-5114

Mortgage

Date	Mar 23, 2022

Lender

Name	LONE STAR FLCA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,655.00 (+23.55%) Homeowner's exemption Senior Citizen's exemption	$701,767 (-0.03%)	$1,011,358 (-) Land $352,989 Building $658,369
2025	$8,624.00 (+28,646.67%) Homeowner's exemption Senior Citizen's exemption	$701,952 (+29,443.43%) Land $43,583 Building $658,369	$1,011,358 (+224.12%) Land $352,989 Building $658,369
2024	$30.00
2023		$2,376 Land $2,376	$312,034 Land $312,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, ElektraFi, Rise Broadband, T-Mobile, Verizon.

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