1717 E Almeda Beach Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1717 E Almeda Beach Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1988
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$113,300 (Oct 2024)
Tax Bill	$3,594 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-003-100-005-08`

Property Details

APN / Parcel Number

Primary APN	`040-003-100-005-08`
Alternative APN	`0904000310000503`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	240 ft deep x 210 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1717 E ALMEDA BEACH RD
City	PINCONNING
State	MI
Zip	48650-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	BEG @ PT ON E-W 1/4 LN W 178 FT FROM CTR SEC 3, TH CONT W 210 FT, TH N 273 FT, TH E 210 FT, TH S 273 FT TO POB, SEC 3 T16N
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3010
Census Tract	286200

Owner

Source: Bay County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1717 E ALMEDA BEACH RD, PINCONNING, MI 48650-9491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FCU
Jun 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	202412094
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000008255
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Jun 22, 2026
Property Address	1717 E ALMEDA BEACH RD, PINCONNING, MI 48650-9491
Document Number	0000008255
Instrument Date	Jun 9, 2026
Instrument	20268255
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 E ALMEDA BEACH RD, PINCONNING, MI 48650-9491

Mortgage

Document Number	0000008256,
Date	Jun 22, 2026
Instrument	20268256

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1717 E ALMEDA BEACH RD, PINCONNING, MI 48650-9491
Document Number	0000009184
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 E ALMEDA BEACH RD PINCONNING MI 486509491, PINCONNING, MI 48650-9491

Mortgage

Document Number	0000009184
Date	Jun 28, 2019
Instrument	9184

Lender

Name	NORTHLAND AREA FCU
Type	Credit Union
Address	OSCODA, MI 48750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 22, 2017
Property Address	1717 E ALMEDA BEACH RD, PINCONNING, MI 48650-9491
Document Number	0032230892
Book / Page	003223 / 000892
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017

Transaction

Amount	Amount Recorded
Tax	$632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 ALDORAN RD SAGINAW MI 486385537, SAGINAW, MI 48638-5537

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,594.00 (+32.82%) Homeowner's exemption	$110,500 (+16.07%)	$221,000 (+16.07%)
2023		$95,200	$190,400
2022	$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Point Broadband.

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