1715 River Rdg, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1715 River Rdg, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,823 sqft · built 1958
Lot Size	1.02 acres (44,431 sqft)
Owner	Company Name on File
Last Sale	$404,000 (Aug 2018)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`76-6840-0025-00-4`

Property Details

APN / Parcel Number

Primary APN	`76-6840-0025-00-4`
Alternative APN	`11-76-6840-0025-00-4`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft
Basement Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	630 ft deep x 68 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1715 RIVER RDG
City	SAINT JOSEPH
State	MI
Zip	49085-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 RIVER RIDGE ADD TO THE CITY OF ST JOSEPH ALSO ALL THAT PT OF FORMER MC RR NOW PENN CENT BRANCH LN R/W TO BENTON HARBOR
Legal Range	19W
Legal Township	04S
Legal Section	25
Legal Subdivision	RIDGE ADD
Legal Lot Number	25
Legal Unit	25
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

Source: Berrien County records · APN 76-6840-0025-00-4

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LENDING
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LENDING
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 17, 2023	Intrafamily Transfer, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Aug 03, 2018	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Prior Sale	Aug 03, 2018 · Amount on Record
Deed Book / Page	3213 / 511
Last Transfer Date	Jan 10, 2023
Transfer Doc	03396/3490
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03177/1309
Date	Jul 12, 2017
Book Page	3177/1309

Lender

Name	FIRST DIRECT LENDING
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03177/3260
Date	Jul 19, 2017
Book Page	3177/3260

Lender

Name	FIRST DIRECT LENDING
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003282/195
Date	Jul 10, 2020
Book Page	3282/195

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 17, 2023
Property Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Document Number	03396/3490
Book / Page	3396 / 3490
Map Reference	LB 11 PG 26
Instrument Date	Jan 10, 2023
Instrument	2023371163
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 03, 2018
Property Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755
Document Number	03213/0511
Book / Page	3213 / 0511
Map Reference	LIB11 PG26
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,474.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 RIVER RDG, SAINT JOSEPH, MI 49085-1755

Mortgage

Document Number	0003213513
Date	Aug 03, 2018
Instrument	3213/513

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Feb 01, 2024

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,600 (-9.15%)	$421,200 (-9.15%)
2025	$8,057.00 (+2.45%) Homeowner's exemption	$231,800 (+25.03%)	$463,600 (+25.03%)
2024	$7,864.00 (+8.26%)
2023		$185,400	$370,800
2022	$7,264.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 557 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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