Berrien County property record for 1705 River Rdg, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1948 |
| Square Footage | 2,278 sqft Living Area |
| Lot Size | 54,581 sqft (1.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2015) |
| Tax Bill | $7,501.00 (2025) |
| Primary APN | 76-6840-0021-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 2,278 sqft 1st Floor |
| Basement Area | 900 sqft Basement |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 54,581 sqft (1.25 acres) |
| Lot Dimensions | 650 ft deep x 84 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 651 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1705 RIVER RDG |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 & THE S 2'OF LOT 20 & THE N 21' OF LOT 22 RIVER RIDGE ADD TO THE CITY OF ST JOSEPH ALSO ALL THAT PT OF SEC 25 T4S R19W |
| Legal Range | 19W |
| Legal Township | 04S |
| Legal Section | 25 |
| Legal Subdivision | RIDGE ADD |
| Legal Lot Number | 20-22 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1000 |
Source: Berrien County records · APN 76-6840-0021-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1705 RIVER RDG, SAINT JOSEPH, MI 49085-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on Record |
| Deed Sale | Feb 11, 2015 · Amount on Record |
| Prior Sale | May 09, 2000 · Amount on Record |
| Deed Book / Page | 3094 / 1821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1705 RIVER RDG, SAINT JOSEPH, MI 49085-1755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03204/0816 |
|---|---|
| Date | May 01, 2018 |
| Book Page | 3204/0816 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1705 RIVER RDG, SAINT JOSEPH, MI 49085-1755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003307/386 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 3307/386 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,100 (+27.55%) | $472,200 (+27.55%) | |
| 2025 | $7,501.00 (+11.94%) | ||
| 2023 | $185,100 | $370,200 | |
| 2022 | $6,701.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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