1714 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 1714 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2015)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-256-004`

Property Details

APN / Parcel Number

Primary APN	`22-01-256-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	928 sqft
Finished Basement	464 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1714 E OAK ST
City	ALGONA
State	IA
Zip	50511-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 147 CALLS ADD
Legal Subdivision	CALLS ADDITION
Legal Block	147
Legal Lot Number	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1053
Census Tract	950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1714 E OAK ST, ALGONA, IA 50511-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Sep 15, 2017	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2015 · Amount on Record
Deed Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	20153392
Deed Book / Page	2015 / 3392
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	02015/3392
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1714 E OAK ST, ALGONA, IA 50511-1944
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002106
Date	Jul 16, 2018
Book Page	0000002018/0000002106
Instrument	000000002106

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1714 E OAK ST, ALGONA, IA 50511-1944
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002020/466
Date	Feb 10, 2020
Book Page	2020/466
Instrument	466

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1714 E OAK ST, ALGONA, IA 50511-1944
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/803
Date	Mar 22, 2021
Book Page	2021/803
Instrument	2021 0803

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 15, 2017
Property Address	1714 E OAK ST, ALGONA, IA 50511-1944
Document Number	02017/2698
Book / Page	2017 / 2698
Instrument Date	Sep 14, 2017
Instrument	2017 2698
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 E OAK ST, ALGONA, IA 50511-1944

Mortgage

Document Number	02017/2699
Date	Sep 15, 2017
Book Page	2017/2699
Instrument	2017 2699

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 15, 2017
Property Address	1714 E OAK ST, ALGONA, IA 50511-1944
Document Number	02017/2697
Book / Page	2017 / 2697
Instrument Date	Sep 14, 2017
Instrument	2017 2697
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3031 560TH AVE, FENTON, IA 50539-8013

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (+8.17%) Homeowner's exemption	$152,610 (+15.57%) Land $19,800 Building $132,810
2024	$2,069.00 (-3.81%)
2023		$132,051 (-4.4%) Land $17,160 Building $114,891	$132,051 (-13.47%) Land $17,160 Building $114,891
2022		$138,124 Land $17,160 Building $120,964
2021	$2,151.00		$152,610 Land $19,800 Building $132,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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