1620 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 1620 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Sep 2022 Foreclosure Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-255-001`

Property Details

APN / Parcel Number

Primary APN	`22-01-255-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
Basement Area	836 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1620 E OAK ST
City	ALGONA
State	IA
Zip	50511-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 148 CALLS ADD
Legal Subdivision	CALLS ADDITION
Legal Block	148
Legal Lot Number	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2000
Census Tract	950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	801 W NEBRASKA ST, ALGONA, IA 50511-2515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Legal Action/Court Order, Foreclosure
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK SPENCER
Jan 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 5, 2016
Transfer Doc	2017/0010
Record Updated	Oct 29, 2026

September 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	KOSSUTH IA
Recording Date	Sep 2, 2022
Property Address	1620 E OAK ST, ALGONA, IA 50511-1942
Document Number	02022/2659
Book / Page	2022 / 2659
Instrument Date	Aug 10, 2022
Instrument	2022 2659
Transaction Type	Foreclosure
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$167.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	801 W NEBRASKA ST, ALGONA, IA 50511-2515

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1620 E OAK ST, ALGONA, IA 50511-1942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0003
Date	Jan 3, 2017
Book Page	2017/0003
Instrument	2017 0003

Lender

Name	NORTHWEST BANK SPENCER
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jan 3, 2017
Property Address	1620 E OAK ST, ALGONA, IA 50511-1942
Document Number	2017/0010
Book / Page	2017 / 0010
Instrument Date	Dec 5, 2016
Instrument	2017 0010
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E OAK ST, ALGONA, IA 50511-1942

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 (+6.93%)	$116,311 (+15.09%) Land $19,800 Building $96,511
2024	$1,717.00 (+14.24%)
2023		$101,061 Land $17,160 Building $83,901	$101,061 (-13.11%) Land $17,160 Building $83,901
2021	$1,503.00		$116,311 Land $19,800 Building $96,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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