1708 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 1708 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2026)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-01-256-002`

Property Details

APN / Parcel Number

Primary APN	`22-01-256-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1708 E OAK ST
City	ALGONA
State	IA
Zip	50511-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 147 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	147
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1053
Census Tract	950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 E OAK ST, ALGONA, IA 50511-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	May 14, 2024 · Amount on Record
Deed Document Number	20261856
Deed Book / Page	2026 / 1856
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0000002476
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 17, 2026
Property Address	1708 E OAK ST, ALGONA, IA 50511-1944
Document Number	0000001856
Book / Page	2026 / 1856
Instrument Date	Jul 15, 2026
Instrument	20261856
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,815.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E OAK ST, ALGONA, IA 50511-1944

Mortgage

Document Number	0000001857,
Date	Jul 17, 2026
Instrument	20261857

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Jul 23, 2026
Property Address	1708 E OAK ST, ALGONA, IA 50511-1944
Document Number	0000001922
Book / Page	2026 / 1922
Instrument Date	Jul 15, 2026
Instrument	20261922
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	520 S WOOSTER ST, ALGONA, IA 50511-3543

Mortgage

Document Number	0000001922,
Date	Jul 23, 2026
Book Page	2026/1922
Instrument	20261922

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (+7.36%)	$148,720 (+24.38%) Land $19,800 Building $128,920
2024	$2,187.00 (+50.93%)
2023		$119,567 Land $17,160 Building $102,407	$119,567 (-19.6%) Land $17,160 Building $102,407
2021	$1,449.00		$148,720 Land $19,800 Building $128,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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