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1712 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1712 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,278 sqft · built 1915
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$144,750 (May 2023)
Tax Bill$2,756 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
May 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1126305520000A0060

Property Details

APN / Parcel Number

Primary APN1126305520000A0060
Alternative APN
  • 84354

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,278 sqft Heated Area
Gross Area1,326 sqft
1st Floor Area1,278 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1965
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area182 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number84354
Street Address1712 MINNESOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionYINGLING & DOOPS PB 1 PG 040 BLK A LOTS 6 & 7 & N 10 FT OF LOT 8 LESS W 30 FT THEREOF
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionSOUTH OF 17TH ST AND MISSOURI
Legal Tract5520
Legal BlockA
Legal Lot Number6-8 7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43303

Owner

1712 Minnesota Ave is owned and occupied by an individual who bought it in May 2023.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GUARANTEED RATE INC
May 22, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
May 22, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Aug 2, 2022Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 25, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2023 · Amount on File
Deed SaleMay 22, 2023 · Amount on File
Prior SaleMay 22, 2023 · Amount on File
Deed Document Number2023065336
Deed Book / Page6411 / 1048
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112

Mortgage

Document Number0064111067
DateMay 22, 2023
Book Page6411/1067
Instrument2023065338
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2023
Property Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Document Number0064111046
Book / Page6411 / 1046
Map ReferenceMB 1 PG 40
Instrument DateMay 19, 2023
Instrument2023065335
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,013.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1145 VIA JARDIN, RIVIERA BEACH, FL 33418-7841

Transferred To (Grantee/Buyer)

NameVerified Name
Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112

Mortgage

Document Number0064111050
DateMay 22, 2023
Book Page6411/1050
Instrument2023065337
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2023
Property Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Document Number0064111048
Book / Page6411 / 1048
Map ReferenceMB 1 PG 40
Instrument DateMay 19, 2023
Instrument2023065336
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,013.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17826 DORMAN RD, LITHIA, FL 33547-1748

Transferred To (Grantee/Buyer)

NameVerified Name
Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 2, 2022
Property Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Document Number0062621369
Book / Page6262 / 1369
Map ReferenceMB 1 PG 40
Instrument DateJul 29, 2022
Instrument2022118664
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,708.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1712 MINNESOTA AVE, 1712, SAINT CLOUD, FL 34769-5112

Transferred To (Grantee/Buyer)

NameVerified Name
Address17826 DORMAN RD, LITHIA, FL 33547-1748

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2020
Property Address1712 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Document Number0056971248
Book / Page005697 / 001248
Instrument DateMar 16, 2020
Instrument41933
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1712 MINNESOTA AVE ST CLOUD FL 347695112, ST CLOUD, FL 34769-5112

Mortgage

Document Number56971250
DateMar 25, 2020
Book Page005697/001250
Instrument41934
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1712 Minnesota Ave was $2,756 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,756.00 Homeowner's exemption$196,900 Land $39,600 Building $157,300$196,900 Land $39,600 Building $157,300
2023$3,159.00 (+22.11%)$175,200 (+8.55%) Land $30,800 Building $144,400$175,200 (+8.55%) Land $30,800 Building $144,400
2022$2,587.00$161,400 Land $30,800 Building $130,600$161,400 Land $30,800 Building $130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1712 Minnesota Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1712 Minnesota Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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