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1718 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1718 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 880 sqft · built 1920
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on Record
Last Sale$99,000 (May 2015)
Tax Bill$5,914 (2025)
Deeds & MortgagesJun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN11-26-30-5520-000A-0080

Property Details

APN / Parcel Number

Primary APN11-26-30-5520-000A-0080
Alternative APNs
  • 2630115520000A0080
  • 84355

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area880 sqft Living Area
Gross Area1,016 sqft
1st Floor Area712 sqft
Upper Floors Area64 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions140 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area208 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1718 MINNESOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionYINGLING & DOOPS PB 1 PG 040 BLK A LOTS 9 & 10 & S 10 FT OF LOT 8
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionM YINGLINGS AND C W DOOPS
Legal Tract5520
Legal BlockA
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43303

Owner

Source: Osceola County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1718 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2015 · Amount on Record
Deed SaleMay 6, 2015 · Amount on Record
Prior SaleApr 7, 2015 · Amount on Record
Deed Document Number201565545
Deed Book / Page4775 / 883
Record UpdatedOct 29, 2026

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1718 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112
Document Number0053842201
Instrument DateJun 16, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1718 MINNESOTA AVE ST CLOUD FL 347695112, ST CLOUD, FL 34769-5112

Mortgage

Document Number0053842201
DateAug 15, 2018
Book Page005384/002201
Instrument124151
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,914.00 (+148.17%) Homeowner's exemption$174,300 (+14.75%) Land $45,000 Building $129,300$174,300 (+14.75%) Land $45,000 Building $129,300
2023$2,383.00 (+10.84%)$151,900 (+12.77%) Land $35,000 Building $116,900$151,900 (+12.77%) Land $35,000 Building $116,900
2022$2,150.00$134,700 Land $35,000 Building $99,700$134,700 Land $35,000 Building $99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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