Osceola County property record for 1700 Minnesota Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,269 sqft · built 1925 |
| Lot Size | 0.166 acres (7,230 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $290,000 (Sep 2025) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Nov 2018 Second Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-5520-000A-0010 |
| Primary APN | 11-26-30-5520-000A-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| Gross Area | 1,789 sqft |
| 1st Floor Area | 925 sqft |
| Upper Floors Area | 128 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,230 sqft (0.166 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 216 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1700 MINNESOTA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | YINGLING & DOOPS PB 1 PG 040 BLK A LOTS 1 & 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | M YINGLINGS AND C W DOOPS |
| Legal Tract | 5520 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 43303 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1700 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 5, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2018 |
| Deed Document Number | 2025109339 |
| Deed Book / Page | 6843 / 2327 |
| Prior Transfer Date | Jan 24, 2011 |
| Prior Transfer Doc | 0040880668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1700 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | RES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0054282500 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 5428/2500 |
| Instrument | 2018164270 |
| Name | ADMIRALS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 3, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 1700 MINNESOTA AVE, SAINT CLOUD, FL 34769-5112 |
| Document Number | 0053240543 |
| Book / Page | 005324 / 000543 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 67201 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1700 MINNESOTA AVE ST CLOUD FL 347695112, ST CLOUD, FL 34769-5112 |
| Document Number | 53240545 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 005324/000545 |
| Instrument | 67202 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 (+4.37%) | $97,623 (+5.99%) | $183,000 (+15.6%) Land $41,800 Building $141,200 |
| 2024 | $938.00 (+4.34%) | ||
| 2023 | $899.00 (+5.52%) Homeowner's exemption | $92,109 (+3%) | $158,300 (+14.05%) Land $32,600 Building $125,700 |
| 2022 | $852.00 Homeowner's exemption | $89,427 | $138,800 Land $32,600 Building $106,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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