Osceola County property record for 1412 Cypress Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,056 sqft Heated Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Garage | Finished, 483 sqft |
| Last Sale | $179,900 (2016) |
| Tax Bill | $9,340.00 (2025) |
| Primary APN | 80756 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,056 sqft Heated Area |
| Gross Area | 2,693 sqft Gross Area |
| 1st Floor | 1,688 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 483 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 168 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 522 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 80756 |
|---|---|
| Street Address | 1412 CYPRESS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD BLVD LOTS PB B PG 061 S 1/2 OF LOT 64 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43500 |
Source: Osceola County records · APN 80756
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6513 COTTAGE LN, SAINT CLOUD, FL 34771-8803 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 05, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2016 · Amount on Record |
| Deed Sale | Jan 27, 2016 · Amount on Record |
| Deed Doc Number | 2016013556 |
| Deed Book / Page | 4905 / 2739 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1412 CYPRESS AVE, SAINT CLOUD, FL 34769-2345 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1412 CYPRESS AVE, SAINT CLOUD, FL 34769-2345 |
| Document Number | 0059162126 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5916/2126 |
| Instrument | 2021041691 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1412 CYPRESS AVE, SAINT CLOUD, FL 34769-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0050810854 |
|---|---|
| Date | Jan 05, 2017 |
| Book Page | 5081/0854 |
| Instrument | 2017002438 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,340.00 (+25.59%) | $321,200 (+25.57%) Land $75,000 Building $246,200 | $321,200 (+25.57%) Land $75,000 Building $246,200 |
| 2023 | $7,437.00 (+0.31%) Homeowner's exemption | $255,800 (+20.72%) Land $65,000 Building $190,800 | $255,800 (+20.72%) Land $65,000 Building $190,800 |
| 2022 | $7,414.00 | $211,900 Land $55,000 Building $156,900 | $211,900 Land $55,000 Building $156,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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