Stearns County property record for 1615 28th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 3,641 sqft · built 1996 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (May 2022) |
| Tax Bill | $4,300 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-50705-0168 |
| Primary APN | 82-50705-0168 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,641 sqft Living Area |
| 1st Floor Area | 2,742 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Width | 270 ft Width |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1615 28TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 19 & 20 OLD # 30.20139.019 SERENITY PLAT TWO SECTION 23 TOWNSHIP 124 RANGE 028 SERENITY PLAT TWO SECTION 23 TOWNSHIP 124 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 23 |
| Legal Subdivision | SERENITY PLAT TWO |
| Legal Block | 1 |
| Legal Lot Number | 19-20 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 402 |
1615 28th St S is owned and occupied by an individual who bought it in May 2022.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1615 28TH ST S, SAINT CLOUD, MN 56301-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Deed Document Number | 20221409944 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1615 28th St S was $4,300.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,300.00 | $447,100 (+1.73%) Land $60,000 Building $387,100 | $447,100 (+1.73%) Land $60,000 Building $387,100 |
| 2025 | $439,500 Land $60,000 Building $379,500 | $439,500 Land $60,000 Building $379,500 | |
| 2023 | $3,348.00 | $432,100 Land $60,000 Building $372,100 | $432,100 Land $60,000 Building $372,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1615 28th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1615 28th St S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Intrepid Fiber Networks, Verizon.
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