Union County property record for 171 E Union St, Waverly, KY 42462
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Apr 2026) |
| Tax Bill | $45 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W1-10-17 |
| Primary APN | W1-10-17 |
|---|
| Lot Area | 16,000 sqft (0.367 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Street Address | 171 E UNION ST |
|---|---|
| City | WAVERLY |
| State | KY |
| Zip | 42462-2006 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 171 E UNION ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950201 |
Source: Union County assessment roll, APN W1-10-17, as of November 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5979 US HIGHWAY 41A, HENDERSON, KY 42420-9382 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 05, 2026 | Deed of Trust, Mortgage DIRECTED TRUST CO |
| Apr 06, 2026 | Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT |
| Jan 20, 2026 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2026 · Amount on Record |
| Deed Document Number | 2026399032 |
| Deed Book / Page | 410 / 489 |
| Prior Transfer Date | Sep 02, 2010 |
| Prior Transfer Doc | 0340/0695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 171 E UNION ST, WAVERLY, KY 42462-2006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M498/376 |
|---|---|
| Date | Mar 05, 2026 |
| Book Page | M498/376 |
| Name | DIRECTED TRUST CO |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Apr 06, 2026 |
| Property Address | 171 E UNION ST, WAVERLY, KY 42462-2006 |
| Document Number | 0000399032 |
| Book / Page | 410 / 489 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026399032 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5979 US HIGHWAY 41A, HENDERSON, KY 42420-9382 |
| Document Number | 0000399033, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026399033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2046 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jan 20, 2026 |
| Property Address | 171 E UNION ST, WAVERLY, KY 42462-2006 |
| Document Number | 00D409/745 |
| Book / Page | D409 / 745 |
| Instrument Date | Jan 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21434 STATE ROUTE 811, REED, KY 42451-9715 |
Source: Union County assessment roll as of November 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Waverly City |
| Unified School District | Union County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45.00 (+9.76%) | $4,000 (-) Land $4,000 | $4,000 (-) Land $4,000 |
| 2023 | $41.00 | $4,000 Land $4,000 | $4,000 Land $4,000 |
Source: FEMA National Flood Hazard Layer, Union County (21225C), as of October 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212259502011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Source: EPA Safe Drinking Water Information System, water system KY1130433, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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