Union County property record for 145 E Union St, Waverly, KY 42462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 484 sqft · built 1977 |
| Lot Size | 0.886 acres (38,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Dec 2005) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | W1-10-19-01 |
| Primary APN | W1-10-19-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 484 sqft Adjusted Area |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 38,600 sqft (0.886 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 145 E UNION ST |
|---|---|
| City | WAVERLY |
| State | KY |
| Zip | 42462-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 145 E UNION ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950201 |
Source: Union County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 E UNION ST, WAVERLY, KY 42462-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2005 · Amount on Record |
| Deed Sale | Dec 27, 2005 · Amount on Record |
| Deed Document Number | 00321_00282 |
| Deed Book / Page | 0321 / 0282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 145 E UNION ST, WAVERLY, KY 42462-2006 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 459/1 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 459/1 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Waverly City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+39.11%) | $98,570 (+25.22%) Land $10,000 Building $88,570 | $98,570 (+25.22%) Land $10,000 Building $88,570 |
| 2023 | $813.00 | $78,718 Land $8,500 Building $70,218 | $78,718 Land $8,500 Building $70,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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