121 E Union St, Waverly, KY 42462 Property Records

Union County property record for 121 E Union St, Waverly, KY 42462 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	639 sqft
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 2020)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W1-10-19-02`

Property Details

APN / Parcel Number

Primary APN	`W1-10-19-02`

Interior

Stories	1 Story
Building Area	639 sqft Adjusted Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	121 E UNION ST
City	WAVERLY
State	KY
Zip	42462-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121 E UNION ST
Jurisdiction	UNION KY
Township / Civil Division	MORGANFIELD
Census Block Group	1
Census Block	1052
Census Tract	950201

Owner

Source: Union County records · APN W1-10-19-02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	121 E UNION ST, WAVERLY, KY 42462-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2020 · Amount on Record
Deed Sale	Feb 17, 2020 · Amount on Record
Deed Document Number	0000386108
Deed Book / Page	386 / 108
Record Updated	Jun 08, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Feb 17, 2020
Property Address	121 E UNION ST, WAVERLY, KY 42462-2006
Document Number	000386/108
Book / Page	386 / 108
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E UNION ST, WAVERLY, KY 42462-2006

Mortgage

Document Number	000447/649
Date	Feb 17, 2020
Book Page	447/649

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Municipality	Waverly City
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (+23.69%)	$94,715 (+11.43%) Land $12,000 Building $82,715	$94,715 (+11.43%) Land $12,000 Building $82,715
2023	$878.00	$85,000 Land $12,000 Building $73,000	$85,000 Land $12,000 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (21225C), updated October 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.