171 Cleo Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 171 Cleo Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,808 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$249,200 (Jul 2021)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0034D062000`

Property Details

APN / Parcel Number

Primary APN	`0034D062000`
Alternative APNs	`0034D062` `16864`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,808 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 116 ft wide
Porch	Patio
Porch Area	132 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16864
Street Address	171 CLEO CIR
City	RINGGOLD
State	GA
Zip	30736-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 62 HURRICANE HEIGHTS
Legal Subdivision	HURRICANE HEIGHTS
Legal Lot Number	62
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3006
Census Tract	30402

Owner

171 Cleo Cir is owned and occupied by two individuals who bought it in July 2021.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	171 CLEO CIR, RINGGOLD, GA 30736-4156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	20211556
Deed Book / Page	2151 / 361
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 6, 2021
Property Address	171 CLEO CIR, RINGGOLD, GA 30736-4156
Document Number	0021510361
Book / Page	2151 / 361
Instrument Date	Jul 6, 2021
Instrument	2021-001556
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 CLEO CIR, RINGGOLD, GA 30736-4156

Mortgage

Document Number	0021510000000364
Date	Jul 9, 2021
Book Page	0000002151/0000000364
Instrument	006659

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	171 CLEO CIR, RINGGOLD, GA 30736-4156
Document Number	0020230002
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 CLEO CIR RINGGOLD GA 307364156, RINGGOLD, GA 30736-4156

Mortgage

Document Number	0020230002
Date	Dec 4, 2019
Book Page	002023/000002

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 3, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 171 Cleo Cir was $2,776.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00	$146,246 Land $12,000 Building $134,246	$365,616 Land $30,000 Building $335,616
2023	$2,251.00 (+23.14%)	$100,565 Land $10,000 Building $90,565	$251,412 Land $25,000 Building $226,412
2022	$1,828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Cleo Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Cleo Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: EPB, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cleo Cir

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