156 Cleo Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 156 Cleo Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,653 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Dec 2018)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0034D026000`

Property Details

APN / Parcel Number

Primary APN	`0034D026000`
Alternative APNs	`0034D026` `16833`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Heated Area
1st Floor Area	1,653 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Porch Area	90 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16833
Street Address	156 CLEO CIR
City	RINGGOLD
State	GA
Zip	30736-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 26 HURRICANE HEIGHTS
Legal Subdivision	HURRICANE HEIGHTS
Legal Lot Number	26
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3003
Census Tract	30402

Owner

156 Cleo Cir is owned and occupied by two individuals who bought it in December 2018.

Source: Catoosa County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 27, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Feb 12, 2019	Correction Deed, Transfer CHOICE TITLE
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Document Number	20182803
Deed Book / Page	1969 / 249
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Sep 16, 2026
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Document Number	2470000587
Book / Page	2470 / 587
Instrument Date	Aug 31, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLEO CIR, RINGGOLD, GA 30736-4160

Mortgage

Document Number	2470000587,
Date	Sep 16, 2026
Book Page	2470/587

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLEO CIR, RINGGOLD, GA 30736-4160

Mortgage

Document Number	0022690000000293
Date	Mar 31, 2023
Book Page	0000002269/0000000293
Instrument	001951

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLEO CIR, RINGGOLD, GA 30736-4160

Mortgage

Document Number	0021730000000389
Date	Oct 4, 2021
Book Page	0000002173/0000000389
Instrument	009727

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 27, 2018
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Document Number	0019690249
Book / Page	001969 / 000249
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$154.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 CLEO CIR RINGGOLD GA 307364160, RINGGOLD, GA 30736-4160

Mortgage

Document Number	19690251
Date	Dec 27, 2018
Book Page	001969/000251

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Mortgage

Document Number	19740334,
Date	Dec 27, 2018
Book Page	001974/000334

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 12, 2019
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Document Number	0019740332
Book / Page	001974 / 000332
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$154.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 CLEO CIR RINGGOLD GA 307364160, RINGGOLD, GA 30736-4160

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	156 CLEO CIR, RINGGOLD, GA 30736-4160
Document Number	0019030315
Book / Page	001903 / 000315
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 CLEO CIR RINGGOLD GA 307364160, RINGGOLD, GA 30736-4160

Mortgage

Document Number	0019030315
Date	Oct 10, 2017
Book Page	001903/000315

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 156 Cleo Cir was $2,191.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00	$115,438 Land $12,000 Building $103,438	$288,594 Land $30,000 Building $258,594
2023	$1,852.00 (+24.46%)	$82,756 Land $10,000 Building $72,756	$206,890 Land $25,000 Building $181,890
2022	$1,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Cleo Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Cleo Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Also Mapped Here	TENNESSEE AMERICAN WATER
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: EPB, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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