140 CLEO CIR RINGGOLD GA 307364160, RINGGOLD, GA 30736-4160
Mortgage
Document Number
0020450348
Date
Apr 14, 2020
Book Page
002045/000348
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 13, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 140 Cleo Cir was $2,663.
Source: Catoosa County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
Georgia
County
Catoosa County
Unified School District
Catoosa County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,663.00
$140,275Land $9,600Building $130,675
$350,688Land $24,000Building $326,688
2023
$2,315.00 (+26.57%)
$103,424Land $8,000Building $95,424
$258,560Land $20,000Building $238,560
2022
$1,829.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 140 Cleo Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
7 in force
Nearby Flood Claims
9 (1995–2025)
Claims Outside the SFHA
4 of 9
Most Recent Claim
Aug 2025 · rainfall accumulation
Claims by Event
Severe Storms And Flooding, Sep 2009 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 140 Cleo Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source
Surface water
Last State Inspection
May 2023
Also Mapped Here
TENNESSEE AMERICAN WATER
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids resolved · Jan 2024
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025