1709 Montclair Ct, Norman, OK 73071 Property Records

Cleveland County property record for 1709 Montclair Ct, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,524 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2019)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29HALP3 8 5001`

Property Details

APN / Parcel Number

Primary APN	`NC29HALP3 8 5001`
Alternative APN	`2157`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	548 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2157
Old Parcel Number	2157
Street Address	1709 MONTCLAIR CT
City	NORMAN
State	OK
Zip	73071-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL PARK 3 S 40' LT 4 AND N 60' LOT 5 BLK 8
Legal Range	02W
Legal Township	09N
Legal Section	21
Legal Quarter	SE
Legal Subdivision	HALL PARK 3
Legal Block	8
Legal Lot Number	4,5
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5004
Census Tract	200800

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 MONTCLAIR CT, NORMAN, OK 73071-7347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MTG GRP
Dec 11, 2017	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	R 2019 20094
Deed Book / Page	5938 / 1461
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1709 MONTCLAIR CT, NORMAN, OK 73071-7347
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202149113
Date	Nov 17, 2021
Book Page	6344/619
Instrument	R 2021 49113

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 3, 2019
Property Address	1709 MONTCLAIR CT, NORMAN, OK 73071-7347
Document Number	0000020094
Book / Page	005938 / 001461
Instrument Date	Jun 28, 2019
Instrument	20094
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74 NORMAN OK 730700074, NORMAN, OK 73070-0074

Mortgage

Document Number	20095
Date	Jul 3, 2019
Book Page	005938/001463
Instrument	20095

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	1709 MONTCLAIR CT, NORMAN, OK 73071-7347
Document Number	0000000884
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000884
Date	Jan 10, 2018
Book Page	005758/000953
Instrument	884

Lender

Name	FIRST BK
Type	Bank
Address	NORMAN, OK 73071

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2043

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00 (+6.34%) Homeowner's exemption	$25,717 (+6.09%) Land $3,311 Building $22,406	$288,759 (+42.94%) Land $37,177 Building $251,582
2023	$2,790.00 Homeowner's exemption	$24,241 Land $3,000 Building $21,241	$202,012 Land $25,000 Building $177,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber, T-Mobile.

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