1708 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1708 Riverside Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1960
Lot Size	0.192 acres (8,407 sqft)
Owner	Company Name on File
Last Sale	$345,000 (Apr 2024)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`01-01B-01-20`

Property Details

APN / Parcel Number

Primary APN	`01-01B-01-20`
Alternative APNs	`65178` `72636`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area

Exterior

Year Built	Built 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	72636
Street Address	1708 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE &( 50' RIVER LOT)
Legal Block	SEC 1
Legal Lot Number	20
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

1708 Riverside Dr is owned by a company that bought it in April 2024.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	16900 EMPIRE CT, LOUISVILLE, KY 40245-7460
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Aug 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST COMPANY
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage THE PADUCAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	760260
Deed Book / Page	D1379 / 472
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Apr 8, 2024
Property Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067
Document Number	0D1379/472
Book / Page	D1379 / 472
Map Reference	MB 66 PG 626&627
Instrument Date	Mar 29, 2024
Instrument	760260
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 RIVERSIDE DR, PROSPECT, KY 40059-9064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16900 EMPIRE CT, LOUISVILLE, KY 40245-7460
Mail Care Of	MLJL ENTERPRISES LLC

Mortgage

Document Number	0000760263
Date	Apr 8, 2024
Instrument	760263

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067

Mortgage

Document Number	0M2652/307
Date	Mar 13, 2024
Book Page	M2652/307
Instrument	757593

Lender

Name	STOCK YARDS BANK
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067

Mortgage

Document Number	0M2618/629
Date	Mar 13, 2023
Book Page	M2618/629
Instrument	722727

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067

Mortgage

Document Number	0M2598/613
Date	Aug 22, 2022
Book Page	M2598/613
Instrument	703215

Lender

Name	STOCK YARDS BANK & TRUST COMPANY
Address	32890

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Oct 22, 2020
Property Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067
Document Number	D1265/433
Book / Page	D1265 / 433
Map Reference	MB 66 PG 626&627
Instrument Date	Oct 19, 2020
Instrument	601947
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3816 CHEVY CHASE RD, 3816, LOUISVILLE, KY 40218-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 RIVERSIDE DR, PROSPECT, KY 40059-9067

Mortgage

Document Number	601948
Date	Oct 22, 2020
Instrument	601948

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1708 Riverside Dr was $4,294.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00	$345,000 Land $100,000 Building $245,000	$345,000 Land $100,000 Building $245,000
2023	$2,706.00	$215,000 Land $100,000 Building $115,000	$215,000 Land $100,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1708 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1708 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures