1702 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1702 Riverside Dr, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,767 sqft · built 1999
Lot Size	0.721 acres (31,450 sqft)
Owner	Individual Name on File
Last Sale	$384,900 (Mar 2012)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-01B-01-23,41&42`

Property Details

APN / Parcel Number

Primary APN	`01-01B-01-23,41&42`
Alternative APN	`46821`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,767 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	31,450 sqft (0.721 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	46821
Street Address	1702 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .722AC
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-01B-01-23,41&42

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3361 OLD HILL RD, FLOYDS KNOBS, IN 47119-9711
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2012 · Amount on Record
Deed Sale	Mar 20, 2012 · Amount on Record
Deed Document Number	446434
Deed Book / Page	D1020 / 152
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1702 RIVERSIDE DR, PROSPECT, KY 40059-9067
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 534703
Date	Jan 17, 2018
Book Page	M2292/377
Instrument	534703

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,340.00 (+11.11%)	$430,000 (+11.69%) Land $130,000 Building $300,000	$430,000 (+11.69%) Land $130,000 Building $300,000
2023	$4,806.00	$385,000 Land $130,000 Building $255,000	$385,000 Land $130,000 Building $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.