1714 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1714 Riverside Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1980
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Jul 2026)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`01-01B-01-16&17`

Property Details

APN / Parcel Number

Primary APN	`01-01B-01-16&17`
Alternative APN	`59747`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	969 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	59747
Street Address	1714 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .284AC
Legal Subdivision	OLDHAM ACRES
Legal Block	SEC 1
Legal Lot Number	16&17
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4308 STATTON RD, LOUISVILLE, KY 40220-1226
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Jun 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2026871774
Deed Book / Page	1446 / 502
Prior Transfer Date	Jan 17, 2012
Prior Transfer Doc	0000443706
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 7, 2026
Property Address	1714 RIVERSIDE DR, PROSPECT, KY 40059-9067
Document Number	0000871774
Book / Page	1446 / 502
Instrument Date	Jul 2, 2026
Instrument	2026871774
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,027.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 STATTON RD, LOUISVILLE, KY 40220-1226

Mortgage

Document Number	0000871777,
Date	Jul 7, 2026
Instrument	2026871777

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2031

Interest

Rate	6.51%
Max Rate	-1%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 19, 2018
Property Address	1714 RIVERSIDE DR, PROSPECT, KY 40059-9067
Document Number	D1193/0512
Book / Page	D1193 / 0512
Map Reference	MB66 PG626&627
Instrument Date	Jun 15, 2018
Instrument	540081
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4922 BROWNSBORO RD, 4922, LOUISVILLE, KY 40222-6472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 WARRINGTON WAY, LOUISVILLE, KY 40222-6419

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+21.07%)	$250,000 (+21.95%) Land $150,000 Building $100,000	$250,000 (+21.95%) Land $150,000 Building $100,000
2023	$2,582.00	$205,000 Land $150,000 Building $55,000	$205,000 Land $150,000 Building $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures