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1708 Payne Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1708 Payne Ave, Findlay, OH 45840

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,904 sqft · built 2002
Lot Size0.153 acres (6,652 sqft)
OwnerIndividual Name on Record
Tax Bill$2,092 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN1010-262-08-001.005

Property Details

APN / Parcel Number

Primary APN1010-262-08-001.005
Alternative APN
  • 600001017877

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,904 sqft Living Area
1st Floor Area1,188 sqft
2nd Floor Area1,716 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,652 sqft (0.153 acres)
Lot Dimensions135 ft deep x 43 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1708 PAYNE AVE
CityFINDLAY
StateOH
Zip45840-1556
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionTHORPE & ANDREW W PK PLAT BLK 16 LOT 22 EX NW COR
Legal SubdivisionTHORPE & ANDREW W PK PLAT
Legal Block16
Legal Lot Number22
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2029
Census Tract1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1800 TOWNSHIP ROAD 236, VAN BUREN, OH 45889-9728
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Transfer on Death Deed, Transfer
Jan 24, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 9, 2010
Transfer Doc02375/1800
Record UpdatedSep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateMar 9, 2026
Property Address1708 PAYNE AVE, FINDLAY, OH 45840-1556
Document Number02627/1653
Book / Page2627 / 1653
Instrument DateDec 9, 2025
Instrument202600001646
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1708 PAYNE AVE, FINDLAY, OH 45840-1556
Transaction TypeMortgage
Record UpdatedJun 27, 2022
Title CompanyMID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02565/0215
DateJan 24, 2020
Book Page2565/0215
Instrument202000000673
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 15, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,092.00 (+23.13%)$66,500 (+42.61%) Land $5,440 Building $61,060$190,000 (+42.62%) Land $15,550 Building $174,450
2024$1,699.00 (-0.18%)$46,630 (-) Land $3,840 Building $42,790
2023$1,702.00$46,630 Land $3,840 Building $42,790
2022$133,220 Land $10,950 Building $122,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
HDER Link
Fixed Wireless		500 / 500
MetaLINK Technologies
Fixed Wireless		500 / 100
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20

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