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1637 Payne Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1637 Payne Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1970
Lot Size0.229 acres (9,988 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jul 2025)
Tax Bill$1,325 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1010-261-15-007.000

Property Details

APN / Parcel Number

Primary APN1010-261-15-007.000
Alternative APN
  • 600001008647

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area9,988 sqft (0.229 acres)
Lot Dimensions135 ft deep x 74 ft wide

Exterior Amenities

PorchPorch
Porch Area16 sqft
Deck Area168 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1637 PAYNE AVE
CityFINDLAY
StateOH
Zip45840-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORPE & ANDREW ADD LOT 9441 W1/2 & 9442
Legal SubdivisionTHORPE & ANDREW ADD
Legal Lot Number9441
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2066
Census Tract1000

Owner

Source: Hancock County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1637 PAYNE AVE, FINDLAY, OH 45840-1553
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF SYCAMORE
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleJun 7, 2022 · Amount on Record
Deed Document Number20256256
Deed Book / Page2621 / 813
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJul 22, 2025
Property Address1637 PAYNE AVE, FINDLAY, OH 45840-1553
Document Number002621/813
Book / Page2621 / 813
Instrument DateJul 18, 2025
Instrument202500006256
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyWHITMAN TITLE SECURITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1637 PAYNE AVE, FINDLAY, OH 45840-1553

Mortgage

Document Number202500006257
DateJul 22, 2025
Instrument202500006257
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJun 7, 2022
Property Address1637 PAYNE AVE, FINDLAY, OH 45840-1553
Document Number02595/1143
Book / Page2595 / 1143
Instrument DateMay 27, 2022
Instrument202200005376
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1637 PAYNE AVE, FINDLAY, OH 45840-1553

Mortgage

Document Number202200005377
DateJun 7, 2022
Instrument202200005377
Lender
NameFIRST NATIONAL BANK OF SYCAMORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 10, 2020
Property Address1637 PAYNE AVE, FINDLAY, OH 45840-1553
Document Number02571/3566
Book / Page2571 / 3566
Instrument DateJul 30, 2020
Instrument202000007623
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1637 PAYNE AVE, FINDLAY, OH 45840-1553

Mortgage

Document Number202000007624
DateAug 10, 2020
Instrument202000007624
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,325.00 (+22.01%)$43,210 (+41.58%) Land $8,130 Building $35,080$123,460 (+41.58%) Land $23,220 Building $100,240
2023$1,086.00 (+0.37%) Homeowner's exemption$30,520 (-) Land $5,720 Building $24,800
2022$1,082.00 Homeowner's exemption$30,520 Land $5,720 Building $24,800$87,200 Land $16,350 Building $70,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
HDER Link
Fixed Wireless		500 / 500
MetaLINK Technologies
Fixed Wireless		500 / 100
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20

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