1707 Pebble Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1707 Pebble Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1973
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (May 2021)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`355430A020`

Property Details

APN / Parcel Number

Primary APN	`355430A020`
Alternative APN	`2-0060-5044-00-0169.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	990 sqft
Basement Area	990 sqft
Finished Basement	798 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355430A020
Street Address	1707 PEBBLE BROOK DR
City	O FALLON
State	MO
Zip	63366-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 LOT 169
Legal Subdivision	PEBBLE BROOK #2
Legal Lot Number	169
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2017
Census Tract	311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1707 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · FHA Mortgage FRONTIER FINANCIAL INC
Oct 19, 2017	Loan Modification, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	202142953
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0056880342
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2021
Property Address	1707 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Document Number	2021R042953
Map Reference	MB 18 PG 23
Instrument Date	May 13, 2021
Instrument	2021R-042953
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2479 DE SOTO CT, 2479, DECATUR, IL 62521-4940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 PEBBLE BROOK DR, O FALLON, MO 63366-3918

Mortgage

Document Number	2021R042954
Date	May 18, 2021
Instrument	2021R-042954

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1707 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Document Number	0068400964
Book / Page	006840 / 000964
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1707 PEBBLE BROOK DR O FALLON MO 633663918, O FALLON, MO 63366-3918

Mortgage

Document Number	0068400964
Date	Nov 17, 2017
Book Page	006840/000964
Instrument	718090

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,036 (-)	$231,767 (-) Building $231,767
2025	$2,613.00 (+1.32%)	$44,036 (+4.22%)	$231,767 (+4.22%) Building $231,767
2024	$2,579.00
2023		$42,254
2022			$222,391 Land $50,000 Building $172,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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