1713 Pebble Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1713 Pebble Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1973
Lot Size	0.23 acres (1,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2025)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355430A023`

Property Details

APN / Parcel Number

Primary APN	`355430A023`
Alternative APN	`2-0060-5044-00-0172.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	616 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 10 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355430A023
Street Address	1713 PEBBLE BROOK DR
City	O FALLON
State	MO
Zip	63366-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 PT LOT 171 & 172
Legal Subdivision	PEBBLE BROOK #2
Legal Lot Number	172
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2017
Census Tract	311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1713 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2021	Special Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	202522210
Prior Transfer Date	Feb 15, 2003
Prior Transfer Doc	0032800128
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1713 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 PEBBLE BROOK DR, O FALLON, MO 63366-3918

Mortgage

Document Number	0000007908
Date	Feb 20, 2026
Instrument	2026R-007908

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2021
Property Address	1713 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Document Number	2021R056777
Map Reference	MB 18 PG 23
Instrument Date	Jul 1, 2021
Instrument	2021R-056777
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7427 PIERSIDE DR, 7427, O FALLON, MO 63368-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 PEBBLE BROOK DR, O FALLON, MO 63366-3918

Mortgage

Document Number	2021R056778
Date	Jul 6, 2021
Instrument	2021R-056778

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,570 (-)	$245,104 (-) Land $50,000 Building $195,104
2025	$2,764.00 (+2.98%)	$46,570 (+5.93%)	$245,104 (+5.93%) Building $245,104
2024	$2,684.00
2023		$43,962
2022			$231,378 Land $50,000 Building $181,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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