1703 Pebble Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1703 Pebble Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1973
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`355430A018`

Property Details

APN / Parcel Number

Primary APN	`355430A018`
Alternative APN	`2-0060-5044-00-0167.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	686 sqft
Unfinished Basement	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355430A018
Street Address	1703 PEBBLE BROOK DR
City	O FALLON
State	MO
Zip	63366-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 LOT 167
Legal Subdivision	PEBBLE BROOK #2
Legal Lot Number	167
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2017
Census Tract	311738

Owner

Source: St. Charles County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATHENE ANNUITY LIFE COMPANY
Oct 29, 2020	Grant Deed, Transfer · Line of Credit MORGAN STANLEY MTG CAP HLDGS L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015
Deed Sale	Sep 1, 2015
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	2015579960
Deed Book / Page	6413 / 2043
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0000144900
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2026
Property Address	1703 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Document Number	0000027837
Instrument Date	Nov 4, 2025
Instrument	202627837
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000027837,
Date	Jun 15, 2026
Instrument	202627837

Lender

Name	ATHENE ANNUITY LIFE COMPANY

Agreement

Type	Conventional Mortgage

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2020
Property Address	1703 PEBBLE BROOK DR, O FALLON, MO 63366-3918
Document Number	0000083089
Instrument Date	Oct 20, 2020
Instrument	83089
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 3RD AVE #10TH NEW YORK NY 100226225, 10TH, NEW YORK, NY 10022-6225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083089
Date	Oct 29, 2020
Instrument	83089

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00	$43,044 (+3.79%)	$226,546 (+3.78%) Building $226,546
2023		$41,474
2022			$218,286 Land $50,000 Building $168,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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