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1707 E Cross St, Pensacola, FL 32503 Property Records

Escambia County property record for 1707 E Cross St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,256 sqft · built 2017
Lot Size0.243 acres (10,598 sqft)
Owner2 Company Names on File
Tax Bill$1,742 (2024)
Deeds & MortgagesFeb 2017 Line of Credit
Mar 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-004-322

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-004-322
Alternative APN
  • 142763000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,256 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,598 sqft (0.243 acres)
Lot Width80 ft Width
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number142763000
Street Address1707 E CROSS ST
CityPENSACOLA
StateFL
Zip32503-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 4 AND 5 BLK 322 NEW CITY TRACT OR 6718 P 982 OR 6718 P 983 OR 6862 P 493 OR 7330 P 1380 OR 7492 P 631 CA 36
Legal SubdivisionNEW CITY TRACT
Legal Block322
Legal Lot Number4
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2039
Census Tract900

Owner

1707 E Cross St is owned by a company that acquired it in March 2016 and is owner-occupied.

Source: Escambia County records, as of December 31, 2025

Owner of Record2 Company Names on File
Mailing Address1707 E CROSS ST, PENSACOLA, FL 32503-4827
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2017Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY
Mar 13, 2017Trustee's Deed, Construction Loan · Construction Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2016
Transfer Doc0074920631
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1707 E CROSS ST, PENSACOLA, FL 32503-4827
Document Number0076791209
Book / Page007679 / 001209
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedJan 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 E CROSS ST PENSACOLA FL 325034827, PENSACOLA, FL 32503-4827

Mortgage

Document Number0076791209
DateMar 13, 2017
Book Page007679/001209
Instrument18175
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPENSACOLA, FL 32521
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 12, 2037
Interest
Rate TypeAdjustable Rate

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionESCAMBIA FL
Recording DateMar 13, 2017
Property Address1707 E CROSS ST, PENSACOLA, FL 32503-4827
Document Number0076791211
Book / Page007679 / 001211
Instrument DateFeb 23, 2017
Instrument18176
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 E CROSS ST PENSACOLA FL 325034827, PENSACOLA, FL 32503-4827

Mortgage

Document Number76791211
DateMar 13, 2017
Book Page007679/001211
Instrument18176
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPENSACOLA, FL 32521
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$183,546$370,444 Land $190,800 Building $179,644
2024$1,742.00 (+4%)
2023$1,675.00 (+4.1%) Homeowner's exemption Senior Citizen's exemption$173,179 (+3%)$309,800 (+9.75%) Land $137,800 Building $172,000
2022$1,609.00 Homeowner's exemption Senior Citizen's exemption$168,135$282,276 Land $127,200 Building $155,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1707 E Cross St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims41 (1979–2023)
Claims Outside the SFHA24 of 41
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 6 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 9 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1707 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75

May also be available: T-Mobile.

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