1715 E Cross St, Pensacola, FL 32503 Property Records

Escambia County property record for 1715 E Cross St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,751 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$358,000 (Sep 2017)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-007-322`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-007-322`
Alternative APN	`142764100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	289 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142764100
Street Address	1715 E CROSS ST
City	PENSACOLA
State	FL
Zip	32503-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LT 6 & W 5 FT OF LT 7 BLK 322 NEW CITY TRACT OR 7774 P 126 CA 36
Legal Subdivision	NEW CITY TRACT
Legal Block	322
Legal Lot Number	7
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2039
Census Tract	900

Owner

1715 E Cross St is owner-occupied and held in a trust since May 2022.

Source: Escambia County records, as of August 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Document Number	201769988
Deed Book / Page	7774 / 126
Last Transfer Date	May 25, 2022
Transfer Doc	0000014944
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 25, 2026
Property Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827
Document Number	0094520324
Book / Page	9452 / 324
Instrument Date	May 25, 2022
Instrument	2026014944
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 E CROSS ST, PENSACOLA, FL 32503-4827

Mortgage

Document Number	0083930804
Date	Oct 29, 2020
Book Page	8393/804
Instrument	2020091007

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1715 E Cross St was $3,555, up 6.2% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (+6.15%)	$240,849	$447,614 Land $131,175 Building $316,439
2024	$3,349.00 (+3.36%)
2023	$3,240.00 (+2.69%) Homeowner's exemption	$227,245 (+3%)	$387,685 (+11.18%) Land $90,001 Building $297,684
2022	$3,155.00 Homeowner's exemption	$220,627	$348,702 Land $83,078 Building $265,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1715 E Cross St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	41 (1979–2023)
Claims Outside the SFHA	24 of 41
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 9 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1715 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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