1704 E Cross St, Pensacola, FL 32503 Property Records

Escambia County property record for 1704 E Cross St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,842 sqft · built 1951
Lot Size	0.237 acres (10,335 sqft)
Owner	2 Individual Names on File
Last Sale	$472,500 (Sep 2020)
Tax Bill	$3,931 (2024)
Deeds & Mortgages	Sep 2020 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-018-328`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-018-328`
Alternative APN	`142789000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,842 sqft Adjusted Area
1st Floor Area	1,835 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2000
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,335 sqft (0.237 acres)
Lot Width	78 ft Width
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142789000
Old Parcel Number	142789000
Street Address	1704 E CROSS ST
City	PENSACOLA
State	FL
Zip	32503-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAA
Legal Description	W 36 FT OF LT 17 ALL LT 18 AND E 2 FT OF LT 19 BLK 328 NEW CITY TRACT CA 36 OR 8374 P 581
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Tract	CA
Legal Block	328
Legal Lot Number	17
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2024
Census Tract	900

Owner

1704 E Cross St is owned and occupied by two individuals who bought it in September 2020.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1704 E CROSS ST, PENSACOLA, FL 32503-4828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 11, 2019	Warranty Deed, Transfer SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Document Number	2020079808
Deed Book / Page	8374 / 581
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 30, 2020
Property Address	1704 E CROSS ST, PENSACOLA, FL 32503-4828
Document Number	0083740581
Book / Page	008374 / 000581
Instrument Date	Sep 25, 2020
Instrument	79808
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1704 E CROSS ST PENSACOLA FL 325034828, PENSACOLA, FL 32503-4828

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 11, 2019
Property Address	1704 E CROSS ST, PENSACOLA, FL 32503-4828
Document Number	0082131167
Book / Page	008213 / 001167
Instrument Date	Dec 4, 2019
Instrument	107951
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 REVERE DR SOUTH BARRINGTON IL 600107123, SOUTH BARRINGTON, IL 60010-7123

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,009	$443,502 Land $186,030 Building $257,472
2024	$3,931.00 (+2.45%)
2023	$3,837.00 (+2.65%) Homeowner's exemption	$265,136 (+3%)	$370,334 (+12.51%) Land $134,355 Building $235,979
2022	$3,738.00 Homeowner's exemption	$257,414	$329,151 Land $124,020 Building $205,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 E Cross St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	41 (1979–2023)
Claims Outside the SFHA	24 of 41
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 9 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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