1706 Willow Ln, Kearney, MO 64060 Property Records

Clay County property record for 1706 Willow Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Owner	2 Trust Names on Record
Last Sale	$187,500 (Sep 2021)
Tax Bill	$4,059 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-09-034.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-09-034.00`
Alternative APNs	`7809000903400` `360477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding

Location & Zoning

Street Address	1706 WILLOW LN
City	KEARNEY
State	MO
Zip	64060-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK 3RD PLAT LT 68
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	COTTONWOOD CREEK 3RD
Legal Lot Number	68
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1040
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1706 WILLOW LN, KEARNEY, MO 64060-8924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit TRUST COMPANY
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202142394
Deed Book / Page	9189 / 63
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Jul 29, 2026
Property Address	1706 WILLOW LN, KEARNEY, MO 64060-8924
Document Number	0000020855
Book / Page	10221 / 26
Instrument Date	Jul 21, 2026
Instrument	202620855
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	THOMSON AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1706 WILLOW LN, KEARNEY, MO 64060-8924

Mortgage

Document Number	0000020855,
Date	Jul 29, 2026
Book Page	10221/26
Instrument	202620855

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2036

Interest

Rate	6.49%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 29, 2021
Property Address	1706 WILLOW LN, KEARNEY, MO 64060-8924
Document Number	0000042394
Book / Page	9189 / 63
Instrument Date	Sep 20, 2021
Instrument	2021042394
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1706 WILLOW LN, KEARNEY, MO 64060-8924

Mortgage

Document Number	0000042395
Date	Sep 29, 2021
Instrument	2021042395

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,190 (+10.04%)	$343,105 (+10.04%)
2024	$4,059.00 (+0.35%)
2023	$4,045.00	$59,240	$311,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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