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1703 Willow Ln, Kearney, MO 64060 Property Records

Clay County property record for 1703 Willow Ln, Kearney, MO 64060

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2022
Owner2 Individual Names on Record
Last Sale$446,880 (Aug 2023)
Tax Bill$5,133 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-809-00-09-036.00

Property Details

APN / Parcel Number

Primary APN07-809-00-09-036.00
Alternative APNs
  • 7809000903600
  • 360479

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding

Location & Zoning

Street Address1703 WILLOW LN
CityKEARNEY
StateMO
Zip64060-8924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTONWOOD CREEK 3RD PLAT LT 70
Legal Range31W
Legal Township53N
Legal Section28
Legal SubdivisionCOTTONWOOD CREEK 3RD
Legal Lot Number70
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group1
Census Block1040
Census Tract21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1703 WILLOW LN, KEARNEY, MO 64060-8924
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Nov 1, 2021Warranty Deed, Transfer · Conventional Mortgage
FARMERS BANK OF NORTHERN MISSOURI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleNov 1, 2021 · Amount on Record
Deed Document Number202321348
Deed Book / Page9620 / 92
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateAug 31, 2023
Property Address1703 WILLOW LN, KEARNEY, MO 64060-8924
Document Number0000021348
Book / Page9620 / 92
Instrument DateAug 30, 2023
Instrument2023021348
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanySTEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1703 WILLOW LN, KEARNEY, MO 64060-8924

Mortgage

Document Number0000021349
DateAug 31, 2023
Instrument2023021349
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateNov 1, 2021
Property Address1703 WILLOW LN, KEARNEY, MO 64060-8924
Document Number0000047256
Book / Page9220 / 76
Instrument DateOct 28, 2021
Instrument2021047256
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyTHOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1703 WILLOW LN, KEARNEY, MO 64060-8924

Mortgage

Document Number0000047257
DateNov 1, 2021
Instrument2021047257
Lender
NameFARMERS BANK OF NORTHERN MISSOURI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityKearney City
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,133.00 (+14.96%)$78,450 (+19.99%)$412,895 (+19.99%)
2023$4,465.00 (+11.51%)$65,380 (+15.31%)$344,105 (+15.31%)
2022$4,004.00$56,700
2021$298,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 6
serves 4,912 people · EPA ID MO1024146
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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