1607 Willow Ln, Kearney, MO 64060 Property Records

Clay County property record for 1607 Willow Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 2021
Owner	Company Name on Record
Last Sale	$301,400 (Feb 2021)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-12-004.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-12-004.00`
Alternative APNs	`7809001200400` `360489`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding

Location & Zoning

Street Address	1607 WILLOW LN
City	KEARNEY
State	MO
Zip	64060-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK 3RD PLAT LT 73
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	COTTONWOOD CREEK 3RD
Legal Lot Number	73
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1040
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	647 W STATE ROUTE 92, KEARNEY, MO 64060-8661
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20217187
Deed Book / Page	8966 / 123
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Apr 28, 2026
Property Address	1607 WILLOW LN, KEARNEY, MO 64060-8937
Document Number	0000011042
Book / Page	10155 / 62
Instrument Date	Apr 22, 2026
Instrument	202611042
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 WILLOW LN, KEARNEY, MO 64060-8937

Mortgage

Document Number	0000011042,
Date	Apr 28, 2026
Book Page	10155/62
Instrument	202611042

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 9, 2021
Property Address	1607 WILLOW LN, KEARNEY, MO 64060-8937
Document Number	0000034247
Book / Page	9138 / 11
Instrument Date	Aug 3, 2021
Instrument	2021034247
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 WILLOW LN, KEARNEY, MO 64060-8937

Mortgage

Document Number	0000034248
Date	Aug 9, 2021
Instrument	2021034248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 19, 2021
Property Address	1607 WILLOW LN, KEARNEY, MO 64060-8937
Document Number	0000007187
Book / Page	8966 / 123
Instrument Date	Feb 8, 2021
Instrument	2021007187
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 W STATE ROUTE 92, KEARNEY, MO 64060-8661

Mortgage

Document Number	0000007188
Date	Feb 19, 2021
Instrument	2021007188

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,349.00 (+6.91%)	$66,480 (+11.99%)	$349,895 (+11.99%)
2024	$4,068.00 (+0.35%)
2023	$4,054.00	$59,360	$312,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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